Medical

Three medical plan options are administered by CIGNA

• HDH Plan - A higher deductible health plan option with an Health Savings Account (HSA) bank account feature that lets you save money as a before tax deductions

• PPO Plan - A Preferred Provider Organization plan that offers in-network and out-of-network coverage

• EPO Plan - A Exclusive Provider Organization plan that offers in-network coverage

• HSA - Health Savings Account (HSA) Available to employees enrolled in the High Deductible Health Plan (HDHP). These pre-tax funds can be used for the plan's deductible, co-insurance, and other non-covered eligible expenses.

• Medical FSA - Available to employees enrolled in the PPO and EPO medical plans. Pre-tax payroll deduction. Use-it-or-lose-it provision, $570 carryover allowable year to year

Other Coverages

• Life Insurance - Coverage for the employee, spouses and dependents is available

• Short-term Disability (STD) - Coverage up to 13 weeks pays up to 67% of your annual earnings

• Long-term Disability (LTD) - Coverage after 90 days pays up to 60% of your monthly earnings

• Critical Illness - provides a lump-sum cash benefit upon diagnosis of a specified disease like a heart attack, stroke or cancer

• Accident - Offers financial protection by paying a cash benefit if you or an insured dependent are injured as a result of a covered accident

• Hospital Indemnity - Supplements your existing health insurance coverage by helping pay expenses for hospital stays

• Employee Assistance Plan (EAP) - Provides employees with free, confidential assistance to help with personal or professional challenges that may interfere with work or family responsibilities. Services are available 24-hours a day, 7-days a week

• Ginger Behavior Health - Ginger offers mental health services for your entire workforce. Behavioral health coaching, therapy, psychiatry, and self-care resources, all from the privacy of a smartphone

• Pet Insurance - Group discount pet insurance rates through PetPlan and ASPCA

401(k)

• Employees are eligible to join the plan the first of the month after date of hire

  • Pre-tax and ROTH contributions available

  • Employer match up to 3% (50% of employee deferrals up to 6% of the employee’s annual earnings)

  • Diverse mix of funds including Target-date funds, Growth strategy funds, and Fixed Income

  • Vesting begins after the second year of service with the company at 20% and increases 20% every year after. (6-year vesting schedule)

Paid Time Off (PTO) 

• A paid time off (PTO) bank to use for vacation days, sick days and personal days

Paid Parental Leave

• Up to 6 weeks paid leave for the birth of a child or adoption of a child who is 17 years old or younger

• Pays 80% of salary up to $2,000 per week

• Available to birth mothers, spouses or committed partners of birth mothers, and parents who have adopted a child

• Eligible after completing 12 months of service